e-Credit Line

e-Credit Line

Buy Now, Pay Later
Get Approved
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What is e-Credit Line

e-Credit Line is a revolving line of credit specifically designed to finance purchases on Alibaba.com from Chinese suppliers. It is an open credit line that you can draw from any time as long as the amount is over 500€ and there is credit available. Alibaba.com customers can enjoy preferential rates, no early payment penalties and - more importantly - there is no need to deplete cash reserves while your goods are in transit.

Our Partner in Spain :

iwoca is a new finance provider dedicated to small businesses. Its innovative technology allows it to make faster, fairer lending decisions than traditional providers. iwoca was recently named as the Alternative Lender of the Year for business credit.

Why Choose e-Credit Line ?

1. Minimum requirements for applicants
3. Provided by award-winning local lenders
2. Competitive rate & no prepayment penalties
4. Trade financing in minutes without
grueling paperwork

Our Customers’ Voice

  • Yuliya Price
    “The application process was so easy and incredibly quick. Everybody that I spoke to was really helpful, especially my account manager Dean.”
  • Chris Nixon
    “iwoca helped me to bridge the cash flow gap to make sure I could keep up with demand. I have a really good relationship with my account manager, Nick.”
  • Daniel Peters
    “The flexibility was incredible. I trade online and in short term pop-up shops, so I need a finance option which allows me to choose exactly when I pay back.”

Competitive Features

Credit Amount & Repayment Terms Monthly Interest Rate Transfer & Exchange Application Processing Time
Borrow EUR 1.000€ - 50.000€ for up to six months 1.5% to 3% Free international transfer to your
supplier at the best FX rate guaranteed
Sign up in just 5 minutes and get funded within 24 hours

How to Use e-Credit Line

1
GET APPROVED
2
FIND A SUPPLIER
3
SALES AND PURCHASE ORDER SIGNED
4
GOODS SHIPPED
5
SUPPLIER PAID
6
REPAY LOAN

Am I Eligible

Contact Us

Every e-Credit Line customer gets a dedicated Spanish account manager.
+34 931 731 391 ecl@iwoca.es
iwoca Ltd is authorised and regulated by the Financial Conduct Authority for consumer credit. Interim licence number: 647963.
This offer and financing service is provided and operated by iwoca. Alibaba.com and its affiliates are not involved in offering or providing the financing services set out herein. “Alibaba.com” and its devices are trademark designs of Alibaba Group Holding Limited and are used under licence.
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